Considering that life and health insurance commissions are front-loaded, agents normally do not receive a commission after the 3rd policy renewal. Sometimes, slave and independent representatives might make contingent commissions, which are incentive-based. Insurance provider or agencies may set specific goals for accomplishing contingent commissions, such as: Reaching a certain volume of businessPolicy retentionGrowing a particular line of insuranceOverall success Overall, no matter the type of agent, the higher an agent's book of organization, the more commissions he or she makes.

Most U.S. states have disclosure laws that require representatives and brokers to offer this details. Some insurance coverage agents might receive quarterly, semiannual, or year-end bonus offers based on their sales performance. For captive representatives, performance benefits can amount to 20% or more of their income. Independent representatives normally do not get performance

reference